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    拿手機的方式可幫商家發現詐騙行為?

    kira86 于2019-03-08發布 l 已有人瀏覽
    增大字體 減小字體
    技術人員可以通過數字行為模式幫助在線公司確定是我們本人在登錄還是騙子在登陸。
      小E英語歡迎您,請點擊播放按鈕開始播放……

    手機.jpg
    How You Hold Your Phone Helps Merchants Uncover Fraud

    你拿手機的方式可幫商家發現詐騙行為

    Smartphones make it easier than ever to buy on the fly, but how do online stores know it's really you making those purchases?One of the challenges that online retailers, merchants and especially in the financial community have with online is the fact that you're not actually seeing that individual in real life. Don Duncan, NuData security says, patterns in our digital behavior can help online companies determine whether it's really us logging in or someone with stolen credentials. Looking at things such as when I enter information into the application, do I long press, short press?Do I use portrait or landscape? How do I hold the device in terms of proximity? These so-called passive biometrics can provide a more nuanced nap shot of customers.

    智能手機讓我們買東西比以往任何時候都更容易,但網店怎么知道是真的你在購買這些東西呢?在線零售商、商家特別是金融界的在線商家面臨這樣一個挑戰,就是你在現實生活中并不能看到真的這個人。NuData安全員Don Duncan表示,我們的數字行為模式可以幫助在線公司確定是我們本人在登錄還是騙子在登陸。看看我在應用程序中輸入信息時,我是長按還是短按?我是用肖像還是風景?我拿手機時與手機保持多大距離?這些所謂的被動生物識別技術可以提供客戶更細致的信息。

    Using technology that's already built into mobile devices like accelerometers and GPS. Geographic location is really the starting point to identify, you know, where is that user? Where is the device connecting from? Unlike passwords or fingerprints which have to be physically entered, passive biometrics were behind the scenes while users interact as they normally would. We have a few lines of code inside the web or mobile application and all that does is provide us information from the device, we process it and return that intelligence back to the web, mobile application. Even factors like typing speed or the angle at which a phone is held can become authentication tools. And in the age of major data breaches, passive biometrics could mean merchants no longer have to rely solely on logins and passwords. NuData is owned by MasterCard which has already implemented the technology for its merchants. By not having a single data point for that validation, it allowed us to provide risk or intelligence to the online brand. For users, a more secure online experience could be right at their fingertips.

    使用移動設備中應用(如加速度計和GPS)的技術。識別用戶所在位置,查看地理定位是首要方法,用戶在哪兒?設備連接在哪兒?與必須進行物理輸入的密碼或指紋不同,被動生物識別技術是在幕后進行的,而用戶通常可向像往常一樣進行交互。我們在Web或移動應用程序中有幾行代碼,這些代碼從設備中提取信息給我們,我們處理信息再將該信息返回給Web和移動應用程序。甚至諸如打字速度或手機握持角度等因素也可以成為認證工具。在數據泄露猖獗的時代,被動生物識別技術可能意味著商家不再需要完全依賴登錄和密碼。NuData隸屬于萬事達信用卡,萬事達信用卡已經為其商家應用了該技術。通過非單一數據點進行驗證,我們為在線品牌提供風險或智能信息。對于用戶而言,手指一彈便可獲得更安全的在線體驗。

    Tina Trinh VOA News, New York

    VOA記者Tina Trinh紐約報道。

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